CAFA Gold 100
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The Capital Area Finance Authority (“CAFA”) provides homebuyer assistance to qualified homebuyers to purchase homes throughout the state of Louisiana. The Assistance is the form of a forgivable 2nd lien and can provide up to 6% of the final loan amount. The Assistance is provided in the form of a 7 or 10-year forgivable second loan. Funds can be used towards your down payment, closing cost, prepaid items or buy out mortgage Insurance.
BUYERS MUST MEET THESE ELIGIBILITY REQUIREMENTS TO QUALIFY:
Minimum FICO Score of 620
Debt to Income Ratio up to 55%
Maximum Loan Amount for FHA $472,030
Maximum Loan Amount for Freddie Mac $726,200
Meet Program Income Limits by Parish
Participating Parishes
Parishes NOT Approved with CAFA
CAFA Gold 100 Income Limits By Parish
| Parish | Conventional Income Limits for All Borrowers 80% and below AMI | FHA, VA, USDA Income Limit for all Borrowers | Conventional Income Limits for All Borrowers 80% and above AMI |
|---|---|---|---|
| Acadia | $59,840 | $89,010 | $104,720 |
| Allen | $52,480 | $89,010 | $91,840 |
| Ascension | $69,440 | $100,510 | $121,520 |
| Assumption | $69,440 | $108,360 | $121,520 |
| Avoyelles | 47,520 | $89,010 | $83,160 |
| Beauregard | $70,080 | $122,640 | $122,640 |
| Bienville | $47,520 | $108,360 | $83,160 |
| Bossier | $60,160 | $108,360 | $105,280 |
| Caddo | $60,160 | $108,360 | $105,280 |
| Calcasieu | $63,200 | $110,600 | $110,600 |
| Caldwell | $57,200 | $108,360 | $100,100 |
| Cameron | $63,200 | $110,600 | $110,600 |
| Catahoula | $54,160 | $108,360 | $94,780 |
| Claiborne | $47,520 | $108,360 | $83,160 |
| Concordia | $47,520 | $108,360 | $83,160 |
| DeSoto | $60,160 | $108,360 | $105,280 |
| East Baton Rouge | $69,440 | $122,360 | $121,520 |
| East Carroll | $47,520 | $108,360 | $83,160 |
| East Feliciana | $69,440 | $122,360 | $121,520 |
| Evangeline | $47,520 | $108,360 | $83,160 |
| Franklin | $47,520 | $108,360 | $83,160 |
| Grant | $59,360 | $108,360 | $103,880 |
| Iberia | $59,840 | $108,360 | $104,720 |
| Iberville | $69,440 | $122,360 | $121,520 |
| Jefferson Davis | $60,800 | $108,360 | $106,400 |
| Lafayette | $59,840 | $119,000 | $104,720 |
| Lafourche | $63,680 | $111,440 | $111,440 |
| Lasalle | $63,280 | $110,740 | $110,740 |
| Lincoln | $49,760 | $108,360 | $87,080 |
| Livingston | $69,440 | $122,360 | $121,520 |
| Madison | $47,520 | $108,360 | $83,160 |
| Morehouse | $51,360 | $108,360 | $89,880 |
| Natchitoches | $52,320 | $108,360 | $91,560 |
| Ouachita | $51,360 | $108,360 | $89,880 |
| Pointe Coupee | $69,440 | $122,360 | $121,520 |
| Rapides | $59,360 | $108,360 | $103,880 |
| Red River | $48,320 | $108,360 | $84,560 |
| Richland | $47,760 | $108,360 | $83,580 |
| Sabine | $49,120 | $108,360 | $85,960 |
| St. Bernard | $69,680 | $121,520 | $121,940 |
| St. Charles | $69,680 | $121,520 | $121,940 |
| St. Helena | $69,440 | $122,360 | $121,520 |
| St. James | $69,680 | $125,020 | $121,520 |
| St. John | $69,680 | $121,520 | $121,520 |
| St. Landry | $47,520 | $108,360 | $83,160 |
| St. Martin | $59,840 | $119,000 | $104,720 |
| St. Mary | $53,600 | $108,360 | $93,800 |
| St. Tammany | $69,680 | $121,520 | $121,520 |
| Tangipahoa | $61,040 | $108,360 | $106,820 |
| Tensas | $47,520 | $108,360 | $83,160 |
| Terrebonne | $63,680 | $111,440 | $111,440 |
| Union | $51,360 | $108,360 | $89,880 |
| Vermillion | $59,840 | $108,360 | $104,720 |
| Vernon | $55,520 | $108,360 | $97,160 |
| Washington | $47,520 | $108,360 | $83,160 |
| Webster | $47,520 | $108,360 | $83,160 |
| West Baton Rouge | $69,440 | $122,360 | $121,520 |
| West Carroll | $53,840 | $108,360 | $94,220 |
| West Feliciana | $69,440 | $122,360 | $121,520 |
| Winn | $48,880 | $108,360 | $85,540 |