Lenders

CAFA's forgivable loans provide qualified homebuyers with funds that can be used for a down payment, closing costs, prepaid items and even for assistance with Private Mortgage Insurance costs! If you are a lender and would like to offer these programs, email us today at cafainfo@thecafa.org to learn how you can become a CAFA lender partner.

Homebuyers

CAFA Programs

CAFA Gold 100

  • Minimum FICO Score of 620

  • Debt to Income Ratio up to 55%

  • Maximum Sales Price for FHA $331,760 & Conventional $510,400

  • Meet Program Income Limits by Parish

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CAFA Gold 100

Assurance Advantage Program

  • Minimum FICO Score of 640

  • Debt to income ratio up to 50%

  • Maximum Sales Price for Conventional $510,400

  • Meet program income limits based on parish

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Assurance Advantage Program

Purchase Advantage Program

  • Minimum FICO Score of 640

  • Debt to income ratio up to 50%

  • Maximum Sales Price for FHA $331,760 & Conventional $510,400

  • Meet Program Income limits, based on parish.

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Purchase Advantage Program

Capital Advantage Program

  • Minimum FICO Score of 640

  • Debt to income ration up to 50% with LP approval

  • Maximum Sales Price for FHA $331,760 & Conventional $510,400

  • Meet Program Income limits, based on parish.

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Capital Advantage Program