Lenders

CAFA's forgivable loans provide qualified homebuyers with funds that can be used for a down payment, closing costs, prepaid items and even for assistance with Private Mortgage Insurance costs! If you are a lender and would like to offer these programs, email us today at cafainfo@thecafa.org to learn how you can become a CAFA lender partner.

Homebuyers

CAFA Programs

CAFA First Home

  • Minimum FICO Score of 620 *660 for US Bank

  • Debt to Income Ratio up to 55% *45% for US Bank

  • Maximum Loan Amount for FHA $472,030

  • Meet Program Income Limits by Parish

LEARN MORE
CAFA First Home

CAFA Platinum

  • Minimum FICO Score of 620

  • Maximum Loan Amount for FHA $472,030

  • Maximum Loan Amount for Conventional $726,200

  • Meet Program Income Limits by Parish

LEARN MORE
CAFA Platinum

CAFA Gold 100

  • Minimum FICO Score of 620

  • Debt to Income Ratio up to 55%

  • Maximum Loan Amount for FHA $472,030

    Maximum Loan Amount for Freddie Mac $726,200

  • Meet Program Income Limits by Parish

LEARN MORE
CAFA Gold 100

Capital Advantage Program-PLUS

  • Minimum FICO 640

  • Debt Income Ratio up to 50%

  • Purchase Price Limits-Follow Agency Guidelines

  • Meet Program income limits based on Parish

LEARN MORE
Capital Advantage Program-PLUS

Capital Advantage Program

  • Minimum FICO Score of 640

  • Debt to income ration up to 50% with LPA approval

  • Maximum Loan Amount for FHA $472,030 & Conventional $726,200

  • Meet Program Income limits, based on parish.

LEARN MORE
Capital Advantage Program

Eustis Edge Program

  • Minimum FICO Score of 640

  • Debt to Income Ratio LPA Approval

  • Maximum Loan Amount for Conventional $726,200

  • Meet Income Limits by Parish

LEARN MORE
Eustis Edge Program

Assurance Advantage Program

  • Minimum FICO Score of 640

  • Debt to income ratio up to 50%

  • Maximum Loan Amount for FHA $472,030 & Conventional $726,200

  • Meet program income limits based on parish

LEARN MORE
Assurance Advantage Program