Capital Advantage Program

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The Capital Area Finance Authority (“CAFA”) provides homebuyer assistance to qualified homebuyers to purchase homes throughout the state of Louisiana. The Assistance is the form of a grant with no repayment or recapture and provides up to 5% of the final loan amount. Funds can be used towards your down payment, closing cost, prepaid items or buy out mortgage Insurance.

BUYERS MUST MEET THESE ELIGIBILITY REQUIREMENTS TO QUALIFY:

  • Minimum FICO Score of 640

  • Debt to income ration up to 50% with LPA approval

  • Maximum Loan Amount for FHA $420,680 & Conventional $647,200

  • Meet Program Income limits, based on parish.

Map of Parishes Participating in Capital Advantage Program
Participating Parishes
Parishes NOT Approved with CAFA

Capital Advantage Program Income Limits By Parish

Parish Conventional Income Limits for All Borrowers 80% and below AMI FHA, VA, USDA Income Limit for all Borrowers Conventional Income Limits for All Borrowers 80% and above AMI
Acadia $59,920 $83,260 $104,860
Allen $50,960 $83,260 $89,180
Ascension $70,480 $102,235 $123,340
Assumption $70,480 $83,260 $123,340
Avoyelles $45,280 $83,260 $79,240
Beauregard $58,000 $83,375 $101,500
Bienville $45,280 $83,260 $79,240
Bossier $52,400 $83,260 $91,700
Caddo $52,400 $83,260 $91,700
Calcasieu $60,000 $86,250 $105,000
Caldwell $45,280 $83,260 $79,240
Cameron $60,000 $86,250 $105,000
Catahoula $53,040 $83,260 $92,820
Claiborne $45,280 $83,260 $79,240
Concordia $45,280 $83,260 $79,240
DeSoto $52,400 $83,260 $91,700
East Baton Rouge $70,480 $102,235 $123,340
East Carroll $45,280 $83,260 $79,240
East Feliciana $70,480 $102,235 $123,340
Evangeline $45,280 $83,260 $79,240
Franklin $45,280 $83,260 $79,240
Grant $51,040 $83,260 $89,320
Iberia $59,920 $83,260 $104,860
Iberville $70,480 $102,235 $123,340
Jackson $45,760 $83,260 $80,080
Jefferson Davis $65,440 $83,260 $114,520
Lafayette $59,920 $97,060 $104,860
Lafourche $55,520 $83,260 $97,160
Lasalle $45,840 $83,260 $80,220
Lincoln $48,800 $83,260 $85,400
Livingston $70,480 $102,235 $123,340
Madison $45,280 $83,260 $79,240
Morehouse $45,280 $83,260 $79,240
Natchitoches $45,280 $83,260 $79,240
Ouachita $45,280 $83,260 $79,240
Pointe Coupee $70,480 $102,235 $123,340
Rapides $51,040 $83,260 $79,240
Red River $45,280 $83,260 $79,240
Richland $45,280 $83,260 $79,240
Sabine $46,400 $83,260 $81,200
St. Charles $65,440 $94,185 $114,520
St. Helena $70,480 $102,235 $123,340
St. James $65,440 $83,605 $114,520
St. John $65,440 $94,185 $114,520
St. Landry $45,280 $83,260 $79,240
St. Martin $59,920 $97,060 $104,860
St. Mary $45,280 $83,260 $79,240
Tangipahoa $65,440 $94,185 $114,520
Tensas $45,280 $83,260 $79,240
Terrebonne $55,520 $83,260 $97,160
Union $45,280 $83,260 $79,240
Vermillion $59,920 $83,260 $104,860
Vernon $52,800 $83,260 $92,400
Washington $45,280 $83,260 $79,240
Webster $45,280 $83,260 $79,240
West Baton Rouge $70,480 $102,235 $123,340
West Carroll $45,280 $83,260 $79,240
West Feliciana $70,480 $102,235 $109,900
Winn $45,280 $83,260 $79,240