CAFA First Home

The Capital Area Finance Authority (“CAFA”) provides homebuyer assistance to qualified homebuyers to assist in purchasing homes throughout the state of Louisiana. The Assistance is in the form of tax-exempt revenue bond and can provide up to 5% of the final loan amount. You must be a First Time Homebuyer for this program unless you are in a targeted census tract or if you are a Veteran. Funds can be used towards your down payment, closing cost, prepaid items or buy out mortgage Insurance. The fixed rate for government loans is 6.58%

Map of Parishes Participating in CAFA First Home
Participating Parishes
Parishes NOT Approved with CAFA

Program Highlights

  • Below market rate

  • Government rate 6.58%

  • Up to 5% DPA

  • Quicker Under writing

Lenders that are approved for CAFA First Home currently, can find additional resources and program guidelines here.
PROGRAM MATRIX

CAFA First Home Income Limits By Parish

Parish Non-Targeted Loans Over 80% AMI: 1-2 Person Households Non-Targeted Loans Over 80% AMI: 3+ Person Households Targeted Loans Over 80% AMI: 1-2 Person Households Targeted Loans Over 80% AMI: 3+ Person Households
Acadia $77,400 $89,010 $92,880 $108,360
Ascension $87,400 $100,510 $104,880 $122,360
Assumption $77,400 $89,010 $92,880 $108,360
Avoyelles $77,400 $89,010 $92,880 $108,360
Beauregard $87,600 $100,740 $105,120 $122,640
Bienville $77,400 $89,010 $92,880 $108,360
Bossier $77,400 $89,010 $92,880 $108,360
Caddo $77,400 $89,010 $92,880 $108,360
Calcasieu $79,000 $90,850 $94,800 $110,600
Caldwell $77,400 $89,010 $92,880 $108,360
Cameron $79,000 $90,850 $94,800 $110,600
Catahoula $77,400 $89,010 $92,880 $108,360
Claiborne $77,400 $89,010 $92,880 $108,360
Concordia $77,400 $89,010 $92,880 $108,360
East Baton Rouge $87,400 $100,510 $104,880 $122,360
East Carroll $77,400 $89,010 $92,880 $108,360
East Feliciana $87,400 $100,510 $104,880 $122,360
Evangeline $77,400 $89,010 $92,880 $108,360
Franklin $77,400 $89,010 $92,880 $108,360
Grant $77,400 $89,010 $92,880 $108,360
Iberia $77,400 $89,010 $92,880 $108,360
Iberville $77,400 $89,010 $92,880 $108,360
Jefferson Davis $77,400 $89,010 $92,880 $108,360
Lafourche $79,600 $91,540 $95,520 $111,440
LaSalle $79,100 $90,965 $94,920 $110,740
Lincoln $77,400 $89,010 $92,880 $108,360
Livingston $87,400 $100,510 $104,880 $122,360
Madison $77,400 $89,010 $92,880 $108,360
Morehouse $77,400 $89,010 $92,880 $108,360
Natchitoches $77,400 $89,010 $92,880 $108,360
Ouachita $77,400 $89,010 $92,880 $108,360
Pointe Coupee $87,400 $100,510 $104,880 $122,360
Rapides $77,400 $89,010 $92,880 $108,360
Red River $77,400 $89,010 $92,880 $108,360
Sabine $77,400 $89,010 $92,880 $108,360
St. Bernard $86,800 $99,820 $104,160 $121,520
St. Charles $86,800 $99,820 $104,160 $121,520
St. Helena $87,400 $100,510 $104,880 $122,360
St. James $89,300 $102,695 $107,160 $125,020
St. John the Baptist $86,800 $99,820 $104,160 $121,520
St. Landry $77,400 $89,010 $92,880 $108,360
St. Martin $85,000 $97,750 $102,000 $119,000
St. Mary $77,400 $89,010 $92,880 $108,360
St. Tammany $86,800 $99,820 $104,160 $121,520
Tangipahoa $77,400 $89,010 $92,880 $108,360
Tensas $77,400 $89,010 $92,880 $108,360
Terrebonne $79,600 $91,540 $95,520 $111,440
Union $77,400 $89,010 $92,880 $108,360
Vermillion $77,400 $89,010 $92,760 $108,220
Vernon $77,400 $89,010 $92,880 $108,360
Washington $77,400 $89,010 $92,880 $108,360
Webster $77,400 $89,010 $92,880 $108,360
West Carroll $77,400 $89,010 $89,010 $108,360
Winn $77,400 $89,010 $92,880 $108,360