Homebuyers

Are you READY to purchase a home to call your own but need a little help coming up with the money to make it happen?

With the exception of our CAFA First Home and our Hometown Heroes Programs, You do not need to be a First Time Homebuyer to use our programs.

CAFA's Programs provide qualified homebuyers with funds that can be used for down payment, closing costs, prepaid items and even for assistance with Private Mortgage Insurance costs!

Homebuyers

CAFA Programs

CAFA First Home

  • Minimum FICO Score of 620 *660 for US Bank

  • Debt to Income Ratio up to 55% *45% for US Bank

  • Maximum Loan Amount for FHA $472,030

  • Maximum Loan Amount for Freddie Mac $726,200

  • Meet Program Income Limits by Parish

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CAFA First Home

CAFA Bond Hometown Hero First Home Mortgage

  • Minimum FICO Score of 620 *660 for US Bank

  • Debt to Income Ratio up to 55% *45% for US Bank

  • Maximum Loan Amount for FHA $472,030

  • Maximum Loan Amount for Freddie Mac $726,200

  • Meet Program Income Limits by Parish

  • Qualifying Education Professions
    Be currently employed in a K-12 public, charter, private, parochial or parish continuation school or it’s school district.

  • Qualifying First Responder Professionals

  • Qualifying Healthcare Professionals

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CAFA Bond Hometown Hero First Home Mortgage

CAFA Platinum

  • Minimum FICO Score of 620

  • Maximum Loan Amount for FHA $472,030

  • Maximum Loan Amount for Conventional $726,200

  • Meet Program Income Limits by Parish

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CAFA Platinum

CAFA Gold 100

  • Minimum FICO Score of 620

  • Debt to Income Ratio up to 55%

  • Maximum Loan Amount for FHA $472,030

    Maximum Loan Amount for Freddie Mac $726,200

  • Meet Program Income Limits by Parish

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CAFA Gold 100

Purchase Advantage Program

  • Minimum FICO Score of 640

  • Debt to income ratio up to 50%

  • Maximum Loan Amount for FHA $472,030 & Conventional $726,200

  • Meet Program Income limits, based on parish.

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Purchase Advantage Program

Capital Advantage Program-PLUS

  • Minimum FICO 640

  • Debt Income Ratio up to 50%

  • Maximum Loan amount for FHA $420,680 and conventional $726,200

  • Meet Program income limits based on Parish

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Capital Advantage Program-PLUS

Capital Advantage Program

  • Minimum FICO Score of 640

  • Debt to income ration up to 50% with LPA approval

  • Maximum Loan Amount for FHA $472,030 & Conventional $726,200

  • Meet Program Income limits, based on parish.

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Capital Advantage Program

Eustis Edge Program

  • Minimum FICO Score of 640

  • Debt to Income Ratio LPA Approval

  • Maximum Loan Amount for Conventional $726,200

  • Meet Income Limits by Parish

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Eustis Edge Program

Assurance Advantage Program

  • Minimum FICO Score of 640

  • Debt to income ratio up to 50%

  • Maximum Loan Amount for FHA $472,030 & Conventional $726,200

  • Meet program income limits based on parish

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Assurance Advantage Program

Ready to Become a Homeowner?

The first step is to find a participating lender that can see if you qualify for a CAFA Grant Program. Potential homeowners are always welcome to contact us for more information by calling our office at 225-413-1166 or 225-999-2399 or email info@thecafa.org.

CAFA APPROVED LENDERS
A-1 Mortgage https://a1mortgageservices.com/
Ace Mortgage Company https://www.acemortgagela.com
AFI Mortgage Company https://www.Absolutelowestrate.com
AmCap Mortgage, LTD https://www.amcapbatonrouge.mymortgage-online.com
American Mortgage Bank,LLC www.amortgagebank.com
American Mortgage Network https://www.amnetmtg.com/team/amy-leblanc
American Mortgage Network https://www.amnetmtg.com/
American Portfolio Mortgage www.goampc.com
American South Mortgage Lending https://www.thibodauxhomemortgage.com
Amres Corporation https://www.amres.com/
Area Home Lending https://www.areahomelending.com
Assurance Financial Mortgage https://www.Assurancemortgage.com
B&B Mortgage https://www.bbmortgage.us
Benchmark www.benchmark.us
Cadence Bank https://www.cadencebank.com
Cake Mortgage https://caketpo.com/
Caliber Home Loans www.caliberhomeloans.com
Caliber Home Loans https://www.caliberhomeloans.com
Capital Access Mortgage www.capitalaccessmortgage.com
Capital Mortgage Services of Texas https://capitalmort.com/
Cardinal Financial Group https://www.Cardinalfinancial.com
Citizens National Bank www.citizensnb.com
Cross Country Mortgage https://www.crosscountrynola.com
DHI Mortgage https://www.dhimortgage.com
Draper and Kramer Mortgage www.dkmortgage.com
DSM https://www.dsmlending.com
Dunn Mortgage & Associates https://www.dunnmortgage.com
E Federal Credit Union https://www.efcufinancial.org
Essential Federal Credit Union https://www.essentialfcu.org
Eustis Mortgage Corp https://www.eustismortgage.com
Fairway Independent Mortgage https://www.fairwayindependentmc.com
Family First Mortgage https://www.familyfirstloan.com
First Choice Mortgage, LLC https://www.mortgage225.com
First Option Mortgage https://myfirstoption.com/baton-rouge/
Gateway Mortgage Group https://www.gatewayloan.com
GMFS https://www.Gmfsmortgage.com
Guaranteed Rate https://www.rate.com
Guild Mortgage https://www.guildmortgage.com
Gulf Coast Bank https://www.Gulfbank.com
Highland Mortgage https://highlandmtg.com/
Home Bank https://www.home24bank.com
Home Federal Bank https://www.hfbla.com/
Home Spire Mortgage https://www.homespiremortgage.com/
Homeside Financial www.gohomeside.com
Homeside Financial https://gohomeside.com
Key Lending Solutuions https://www.keylendingsolutions.com
LA Mortgage Associates https://www.swlahome.com/
Louisiana Mortgage Associates https://www.Swlahome.com
Milestone Mortgage https://www.Milestonela.com
Mortgage Financial Services https://rpriest.mortgagefinancial.com
Mortgage Solutions Financial https://mortgagesolutions.net/
Movement Mortgage https://www.movement.com
Nations Loan Services https://www.nationsloan.net
Nations Reliable Lending https://www.nrlmortgage.com
Network Funding https://nflp.com/
NOLA Lending https://www.nolalending.com
Patriot Pacific Financial Corp https://patriotpacific.com/
Performance Mortgage https://www.performancemtg.com
Pierremont Mortgage https://www.pierremontmortgage.com
Planet Home Lending https://www.planethomelending.com
Premier Lending https://www.premierlending.org
Premier Nationwide Lending https://www.loansbypremier.com
Prime Lending https://www.primelending.com
Progressive Mortgage & Associates https://www.nobsmortgagebroker.com
Red River Bank https://www.redriverbank.net
Regions Bank https://www.regions.com
Reliant Mortgage https://www.reliantapproval.com
Republic State Mortgage https://www.republicstatemortgage.com
Sea Air Federal Credit Union https://www.seaairfcu.org/
Signature Home Lending, LLC https://www.shlending.net
Southwest Funding https://www.southwestfunding.com
Statewide Funding https://www.statewidefundinginc.com/
Summit Funding, LLC https://www.summitfunding.net
Sun West Mortgage Company Inc. https://www.swmc.com/
SWBC Mortgage Baton Rouge https://www.Swbcmortgage.com
Synergy One Lending
The Mortgage Firm www.themortgagefirm.com
Thrive Mortgage https://www.thrivemortgage.com/
Total Mortgage Group https://www.totalmortgage.com/
Tristar Finance Inc. www,tristarfinance.com
Universal Lending Services, Inc. https://www.ulending.net
US Mortgage https://usmortgage.com/
Utopia Home Mortgage https://utopiahomemortgage.com/
Whitney Bank https://www.hancockwhitney.com